“College is a great investment for great students, a mediocre investment for mediocre students, and a bad investment for bad students.”
This is proof that college is not for everyone. If you are a marginal student, you likely will not see the returns of going to college over a good student. T
This also shows why many students are hampered with debt. Those students who went to college, didn’t graduate and now have loans are hurt the worst. Missing time out of the workforce and losing time in college sets these kids up for failure.
Universities, especially some Tier One level schools, may think that they provide education for “the elite”, who have a good family background and excellent academic performances. Universities are not so-called public goods.
Like everything in life there are odds of succeeding or failing. What differences the good students is that they improve their odds significantly through hard work. But, we also have to realize that bad students can be outstanding, and might over-perform good students.
They are also the outliers. Students who are successful find a way to break out. Extremely bright disadvantaged students get education because of scholarships or grants. They eventually find a way.
Regardless of how many metal plans you put on the exchange, people did not want to be disrupted from their previous insurance plans. Certainly there are people who prefer this, but its not the fix people wanted.
“Divorce rates for the working class are about four times as high as for professionals.”
The working class are arguably more burdened, thus making divorce rates higher and likelihood for conflict is higher. But if could not complete a commitment like school, what makes them able to make a commitment to marriage?
Many people who were marginal students or marginal brides and grooms are perhaps just marginal people who are much less likely to stick to or complete a commitment.
The article sounds very nice statistically speaking yet, what about reality? Expected revenues are higher, but do those always become reality? Having a college degree is becoming an expectation for many. There are more people pursuing a degree because they believe that a high school education is not enough, and they are right. But many high school graduates are able to find jobs in industries that require low skills easier than college graduates who seek a job in their field. High school graduates are finding more opportunities.
These “Copper” plans are just politics. They are trying to regain the votes of those who lost their coverage in the first place due to Obamacare. It is a great example of the position of the Democrats. They change it to their convenience and are willing to do so if it can help them electorally.
Ironic that the collectivists’ chief objection to health savings accounts was that “high” deductibles in the range of $1500-$2400 would draw healthy individuals away from more comprehensive plans, making things difficult for the sick and poor.
And now the bronze plans’ $5000 deductibles aren’t high enough.
Sooner or later Dems must come to realize that their pedals aren’t really to the metal on the whole issue.
None of these insurance tactics is capable of solving the underlying problem – which is high medical delivery costs. High insurance costs are symptoms of the problem – not the problem. That helps explain why insurance has failed to solve the problem for more than 50 years. Obamacare is just another insurance tactic.
What’s perhaps worse is that our politicians and so-called thought leaders have done such a miserable job of educating the public on the nature of the underlying problem. So public attention is focused on symptoms not the disease; the public is told a cure is at hand when it is not; and meanwhile the problem just continues to worsen.
“College is a great investment for great students, a mediocre investment for mediocre students, and a bad investment for bad students.”
This is proof that college is not for everyone. If you are a marginal student, you likely will not see the returns of going to college over a good student. T
This also shows why many students are hampered with debt. Those students who went to college, didn’t graduate and now have loans are hurt the worst. Missing time out of the workforce and losing time in college sets these kids up for failure.
Universities, especially some Tier One level schools, may think that they provide education for “the elite”, who have a good family background and excellent academic performances. Universities are not so-called public goods.
Like everything in life there are odds of succeeding or failing. What differences the good students is that they improve their odds significantly through hard work. But, we also have to realize that bad students can be outstanding, and might over-perform good students.
They are also the outliers. Students who are successful find a way to break out. Extremely bright disadvantaged students get education because of scholarships or grants. They eventually find a way.
Regardless of how many metal plans you put on the exchange, people did not want to be disrupted from their previous insurance plans. Certainly there are people who prefer this, but its not the fix people wanted.
“Divorce rates for the working class are about four times as high as for professionals.”
The working class are arguably more burdened, thus making divorce rates higher and likelihood for conflict is higher. But if could not complete a commitment like school, what makes them able to make a commitment to marriage?
Many people who were marginal students or marginal brides and grooms are perhaps just marginal people who are much less likely to stick to or complete a commitment.
“To me it is cheaper to pay my own medical costs than to pay for insurance and still have to pay medical costs on top of that”
For many people, I think they will opt to take the hit of the annual penalty and just pay everything out of pocket.
The article sounds very nice statistically speaking yet, what about reality? Expected revenues are higher, but do those always become reality? Having a college degree is becoming an expectation for many. There are more people pursuing a degree because they believe that a high school education is not enough, and they are right. But many high school graduates are able to find jobs in industries that require low skills easier than college graduates who seek a job in their field. High school graduates are finding more opportunities.
These “Copper” plans are just politics. They are trying to regain the votes of those who lost their coverage in the first place due to Obamacare. It is a great example of the position of the Democrats. They change it to their convenience and are willing to do so if it can help them electorally.
Ironic that the collectivists’ chief objection to health savings accounts was that “high” deductibles in the range of $1500-$2400 would draw healthy individuals away from more comprehensive plans, making things difficult for the sick and poor.
And now the bronze plans’ $5000 deductibles aren’t high enough.
“Democrats back “Copper” plan . . . ”
Yeah and can Tinfoil be far behind?
Sooner or later Dems must come to realize that their pedals aren’t really to the metal on the whole issue.
None of these insurance tactics is capable of solving the underlying problem – which is high medical delivery costs. High insurance costs are symptoms of the problem – not the problem. That helps explain why insurance has failed to solve the problem for more than 50 years. Obamacare is just another insurance tactic.
What’s perhaps worse is that our politicians and so-called thought leaders have done such a miserable job of educating the public on the nature of the underlying problem. So public attention is focused on symptoms not the disease; the public is told a cure is at hand when it is not; and meanwhile the problem just continues to worsen.