New HSA Survey

United Health has released data from a new survey of its members:

• When employers contribute to a Health Savings Account, 86% of employees open an account, versus only 27% when employers don’t contribute.
• HSA adoptions are highest among those earning less than $25,000 (64%) and lowest among those earning more than $100,000 (50%).

Here are the average contribution and end-of-year balances by income:

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