Yet Another New HSA Survey
HSA Bank has released the results of a survey it conducted of 733 respondents drawn from its "employer relationships" and their employees, with and without HSA programs. The survey found that, "high deductible health plan respondents are more likely to be engaged consumers who ask about costs prior to making an appointment, seek information about generic prescription alternatives and select lower cost treatment alternatives," according to a press release from the company.
It also found –
When rating their overall health, no statistically significant difference exists between the respondents with a high deductible health plan and those in a traditional health plan.
Respondents with a high deductible health plan were no more or less likely to decide against or delay treatment due to cost when a treatment was recommended in the past 12 months.
Nearly 73 percent of the respondents with a high deductible health plan chose that plan over a traditional health plan option.
