How to Become Exempt from the ObamaCare Mandate
This is actually amusing. You don’t have to claim American Indian blood after all. Or become Amish. You can get an exemption if you:
- become homeless;
- are evicted in the past six months, or face eviction or foreclosure;
- receive a shut-off notice from a utility company;
- recently experience domestic violence;
- recently experience the death of a close family member;
- recently experience a fire, flood, or other natural or human-caused disaster that results in substantial damage to your property;
- file for bankruptcy within the last 6 months;
- incur unreimbursed medical expenses in the last 24 months that results in substantial debt; or
- experience unexpected increases in essential expenses due to caring for an ill, disabled, or aging family member.
More from Aaron Carroll.
In principle, the whole point of the law was to ensure everyone had access to care through coverage. This seems to undermine the whole premise behind the law’s initial ideological push.
I agree. Every day I hear more about this legislation that just doesn’t make sense.
If the carrot is subsidies and stick is a tax penalty, then these people don’t have to worry about being knocked even further down.
“… or human-caused disaster that results in substantial damage to your property”
hmmm… I wonder how often this will be worth it.
I’m sure that the oversight on these will be terrible. We’ll hear stories of someone still struggling with the loss of Grandma 10 years ago that still needs their exemption.
recently experience a fire, flood, or other natural or human-caused disaster that results in substantial damage to your property;
what constitutes a human-caused disaster?
global warming
“as a result of an eligibility appeals decision, is determined eligible for enrollment in a QHP through the Marketplace, advance payments of the premium tax credit, or cost-sharing reductions for a period of time during which he or she was not enrolled in a QHP through the Marketplace, noting that this exemption should only be provided for the period of time affected by the appeals decision”
I find this confusing.
Anybody really believe Obamacare’s insurance mandate is going to be enforced for people making below 400% of the poverty level (which equates to roughly $90,000)?
the above figure is for a family of 4
I discovered recently from one of the regulations, that affordability of care, and the penalty are 2 separate and distinct classes.
While coverage can be affordable, and one will be liable for a penalty tax for not accessing coverage – in other situatons, coverage can be affordable, yet one is NOT subject to the penalty for not accessing the coverage.
Don Levit