Family Health Insurance Premiums

Comments (5)

Trackback URL | Comments RSS Feed

  1. Brian W. says:

    Didn’t the President say he would lower costs for the average family by $2,500?

  2. Devon Herrick says:

    In Dallas County, a 22-year old male can purchase a $5,000 deductible (hospitalization only) major medical policy for $384 per year from Blue Cross of Texas. That would be more than enough for most recent college grads. Yet, the CBO estimates the average premium for the second-lowest cost “silver” plan for an individual in 2016 is $5,000. It appears to me that Obama will hike the cost of insuring young people by $4,615. That equals $9,232 per young couple just out of college!

  3. Bart Ingles says:

    Of course, the cost differential in Devon’s example is not for equal coverage. The $384 was for hospitalization-only coverage, and the $5,000 is for comprehensive coverage that the individual will be forced to buy.

    Risk adjustment for catastrophic coverage is one thing; I have a harder time forcing one person to pay for another’s out-of-pocket costs.

    Too bad the only choices have been a rather extreme progressive package, a slightly less extreme libertarian proposal which goes in the opposite direction, and the status quo.

    As a “dictionary conservative” I’d like to see incremental change, quite possible in a libertarian direction, but much more cautious than what has been proposed. This seems to put me right in the middle of the three existing options, none of which I find palatable. “Circular firing squad” seems the wrong analogy; perhaps “scorpion surrounded by a circle of fire” comes closer.

  4. Larry C. says:

    I don’t see any cost curve getting bent here.

  5. Rene says:

    Seriously, do you still find CM Punk interesting? I feel like he’s not sietud to be a BABYFACE.. He’s more entertaining when he was still the ANTI HERO.. When he would diss everybody.. Now, his storyline with Del Rio is more of a FACE vs. HEEL.. It was so much better when he hunted the title from Cena, every week was all about trash talk.. And do you seriously believe that a NEW Attitude Era is gonna start? It ain’t even close