Half the Employers Offer Consumer Directed Health Care Plan

A Watson Wyatt report finds that:

Just more than half (51 percent) of companies now offer workers a CDHP, up from 47 percent in 2008. Another 8 percent are expected to adopt a CDHP by 2010. CDHPs are helping employers control costs – companies with at least half of their workers enrolled in a CDHP have a two-year cost trend (4.6 percent) that is 25 percent lower than non-CDHP sponsors (6.1 percent).

The cost of coverage for CDHPs is considerably lower than for either PPO/POSs or HMOs for 2009. Employee-only coverage for CDHPs is $852 lower than for other plan types. For family coverage, CDHP rates are $2,146 below the median PPO/POS plan rates and $2,350 lower than the average HMO plan costs.

Comments (3)

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  1. Neil H. says:

    Glad to see this good news.

  2. Bret says:

    This blog site is one of the few places where we can find good news.

  3. Aimee Stern says:

    With more people moving towards HSAs and CDHPs companies need to help their employees figure out how to get the most value for a reasonable price on the healthcare they need. Please check out our new site http://www.healthcarebluebook.com and let us know what you think.