People in fair or poor health who have health insurance are less likely to drop or lose coverage if they have individual insurance than if they have small-group insurance, according to a study by Mark Pauly and Robert Lieberthal of Wharton. This finding, by the way, is stunning. It is the opposite of what all your friends and colleagues think.
3 thoughts on “Individual Insurance Better than Group Insurance if You’re Sick”
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Remember Elizabeth Edwards saying how bad individual insurance was for people with health problems? [See the recent health alert.] Someone should send her this study.
The link to the Health Affairs article did not work for me. This one does.
And I hope you don’t mind that PatientPowerNow.org plagiarizes the your book title. 🙂
I’ve always had an individual health insurance policy. It cost me less than a group policy. A group plan is only yours when you’re with the same employer and when you leave your job, you face high Cobra premiums if you want to keep it.