Individual Insurance Better than Group Insurance if You’re Sick

People in fair or poor health who have health insurance are less likely to drop or lose coverage if they have individual insurance than if they have small-group insurance, according to a study by Mark Pauly and Robert Lieberthal of Wharton. This finding, by the way, is stunning. It is the opposite of what all your friends and colleagues think.

Comments (3)

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  1. Devon Herrick says:

    Remember Elizabeth Edwards saying how bad individual insurance was for people with health problems? [See the recent health alert.] Someone should send her this study.

  2. The link to the Health Affairs article did not work for me. This one does.

    And I hope you don’t mind that plagiarizes the your book title. 🙂

  3. John says:

    I’ve always had an individual health insurance policy. It cost me less than a group policy. A group plan is only yours when you’re with the same employer and when you leave your job, you face high Cobra premiums if you want to keep it.