What if Our Brains Just Aren’t Wired for ObamaCare?

The exchanges are based on a laudable idea: that competition, transparency and consumer choice will lead to higher-quality, more affordable products. The decisions consumers make will thus have significant implications for their own personal and financial health, as well as the overall sustainability of the exchanges. But despite the good intentions behind the website, behavioral science research suggests that many consumers may be ill equipped to make good decisions in the insurance marketplaces.

Dhruv Khullar in Politico.

Comments (12)

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  1. JD says:

    “The exchanges are based on a laudable idea: that competition, transparency and consumer choice will lead to higher-quality, more affordable products.”

    Except that this isn’t true.

  2. Sabal says:

    So the government needs to decide for us right?

    • Tommy says:

      It advocates for healthcare literate advisors. The article isn’t saying we should take away consumer choice.

  3. Jason says:

    The jam comparison ignores the fact that healthcare coverage is mandated, unlike jam purchases.

  4. Tommy says:

    Competition is proven to increase quality and price. Look at any trade liberalization study.

  5. Lucy says:

    This is so typical. We’re all too dumb to make our own decisions, why don’t we just let the government handle it for us.

    • Jace says:

      Because the government is filled with the same people who aren’t good at making decisions.

      • marty says:

        don’t even get me started . the amount of backlogging and delay that goes on in the public sector will make this indecision look like nothing.

      • Brandon says:

        I can’t even agree with that fast enough. We need people who are trained in charge. Outsource to the private sector. They’ll get it done. And well.