Some of the best work on crowd out — the process by which expansion of public coverage displaces private coverage — was done by two cheerleaders for ObamaCare, David Cutler and Jonathan Gruber.
Allowing young adults to enroll on their parents’ health plan may not have significantly reduced the number of uninsured young adults, but it probably reduced the health insurance industry’s profit margins. The only young adults who would want to be on their parents health insurance are probably those with costly-to-treat medical conditions.
Some of the best work on crowd out — the process by which expansion of public coverage displaces private coverage — was done by two cheerleaders for ObamaCare, David Cutler and Jonathan Gruber.
Allowing young adults to enroll on their parents’ health plan may not have significantly reduced the number of uninsured young adults, but it probably reduced the health insurance industry’s profit margins. The only young adults who would want to be on their parents health insurance are probably those with costly-to-treat medical conditions.
Many young people just don’t see much value in getting their own health insurance.
Does this mean that RWJF is going to go to evidence-based policy and stop supporting this stuff?