A Holiday Health Policy Vignette: Eye Surgery
If the Christmas dinner table has a cross-border contingent, different national characteristics are sure to come up for discussion. I enjoyed Christmas in Naples, Florida with a mixed group of Americans and Canadians. One couple consisted of a Canadian husband and an American wife. She insisted Canada’s single-payer health system was superior in every way (despite the couple’s living in Florida, not Canada).
I had sailed with her husband the day before, and he had invited me to pay tennis and golf, too. I was exhausted. How did he have so much energy? “Ever since I was five years old, I was blind as a bat, wearing Coke-bottle thick glasses. I could never play any sports. About seven years ago I had surgery to replace my lenses, and since then I play every sport I can. It has been a liberation.”
Because he had the surgery in Toronto, this encouraged his wife to resume her praise of single-payer health care. The surgery happened before they had met, so he had to correct her: “No, I paid about $1,000 per eye.”
(The Ontario Health Plan covers cataract and intraocular lens surgery if medically necessary, but my friend’s surgery must not have been medically necessary because his vision was amenable to correction by spectacles.)
This deflated his wife, who announced she had paid about the same for lens surgery at about the same time, but in Florida! Everybody at the table thought the price was worth it. When asked for my opinion, all I could say was: “We all agree a thousand bucks an eye is a fair price for such a miracle. It appears markets work for health care, whether in Canada or the United States. Can you imagine how much more accessible all health services would be if we allowed them to be available through markets, too?”
I’ll try to preempt the first response, which will likely be something along the lines of “How would markets make [emergency care / heart surgery / cancer treatment] more accessible? There’s a common straw man fallacy that “free market” means “nothing exists but provider and patient.”
Of course markets don’t always operate at time-of-service. There is a place for third-party expertise, which splits price negotiation into two parts: between insurer and provider for cost of a service, and between insurer and patient for cost and availability of a particular service.
I’ll try to preempt the first response, which will likely be something along the lines of “How would markets make [emergency care / heart surgery / cancer treatment] more accessible?”
There’s a common straw man fallacy that “free market” means “nothing exists but provider and patient.”
Of course markets don’t always operate at time-of-service. There is a place for third-party expertise, which splits price negotiation into two parts: between insurer and provider for cost of a service, and between insurer and patient for cost and availability of a particular service.
– See more at: http://healthblog.ncpathinktank.org/a-holiday-health-policy-vignette-eye-surgery/comment-page-1/#comment-393224