ObamaCare’s Grandfather Rules Changed to Protect Big Business

In contrast to its rules for the individual market (which virtually forced insurance plans to lose their “grandfather status”), the Obama administration bent over backwards to accommodate large companies, according to Charles Johnson at The Daily Caller:

In November 2010, HHS modified the regulation to provide even further flexibility for larger companies, even allowing them to change insurance providers without losing grandfathered status, despite already giving them favorable treatment…

By comparison, HHS regulations for individual insurance coverage ensured that relatively minor changes to these plans — for example, an increase in the deductible above a certain amount — would result in these plans losing grandfathered status. Whereas the regulations allowed businesses to swap out one insurance carrier for another, buyers in the individual insurance market could not even change plans with the same carrier without losing protected status.

Comments (12)

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  1. Layne says:

    Big government wants to coexist with big business… This should be interesting.

  2. Crawford says:

    “President Obama’s administration would release the regulations, ensuring that most of the seventeen million people with individual coverage would lose their plans, whether they liked them or not.”

    Big business gets favored over the citizens who support this country… Throw us a bone here.

  3. Lucas says:

    “Only four months later, President Obama’s administration would release the regulations, ensuring that most of the seventeen million people with individual coverage would lose their plans, whether they liked them or not.”

    Oh, fantastic. No choices, exactly why our country was founded.

  4. Bob Hertz says:

    There is a method to this discrimination.

    The ACA drafters fervently believed that most individual plans were rip-offs, and that they should be forced off sale as soon as practical

    Whereas nearly all large employer plans already covered maternity care, drugs, preventive visits, and had modest out of pocket limits.

    Sure, some of this discrimination was plain favoritism. But it did have a philosophy behind it also.