If you like your plan you can keep it…..er…..hmm….so long as I also like it.

What President Barack Obama says:

"Let me be exactly clear about what health care reform means to you," the president told residents of the Garden State. "First of all, if you've got health insurance, you like your doctors, you like your plan, you can keep your doctor, you can keep your plan.  Nobody is talking about taking that away from you."  

Barack Obama, ABC News, July 16, 2009.

What health care legislation on Capitol Hill says:

  • If you get your health insurance from a large employer, you will not be able to keep your current health insurance. After 5 years, large employers will be required to offer only government approved plans. Government approved plans will not offer treatments that the government refuses to approve because they cost too much relative to the government's determination of value.
  • If you buy your own health insurance from a private insurer, you will lose your insurance if either you or your insurer changes your plan. Need a higher or lower deductible or to add or subtract a family member? Too bad. After the law passes, private insurers will not be allowed to issue any new individual plans.
  • If you are covered by Medicare, your access to medical care is likely to be reduced. The government will take a much more aggressive role in eliminating services it considers "unnecessary." Cuts in Medicare spending will exacerbate the problem.
  • If you are covered by Medicaid, you will be competing against many more new enrollees for a finite number of health care providers.
  • Even if you can still choose your doctor, you will have to be in a plan that subscribes to managed care guidelines and reports all of your health information to the government. Your plan will likely follow government guidelines on what treatments are "necessary" and "effective."

Comments (4)

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  1. Greg says:

    Sounds like you are not going to be able to keep the plan you are in whether you like it or not.

  2. Ken says:

    Hey, Greg. No one’s life liberty or property is safe while Congress is still in session.

  3. Vicki says:

    Sounds like we should do everything we can to defeat this monstrosity.

  4. Kathy Barney says:

    I pray to God that this whole Healthcare Bill will NOT BE PASSED. Our Liberties are slowly being taken away by the lies and contradictions that we are being told by Obama and his “followers” are doing. Those that are trying to push this thing through are morons. I DO NOT WANT the government to tell me who I can see, when I can see them, when if needed to tell me that it is “not necessary” that I have treatment/operation when I myself and my doctor should make the decision. I also don’t want the government making it mandatory for me to have to have “end of life” counceling sessions every 5 years when I am 62 or older. Yes, this is in the health care plan that they are pushing. Also, since they are making it harder for Medicare for our senior citizens, I suppose they are going to make the decision on who can live and who can die too. I would like to see what Obama would do when he reaches 65 and have to have mandatory counceling. But of course, with all his money etc. He probably wouldn’t have too, as long as he can read a teleprompter he may be declared as sane.