Health Insurance for Pets?
Have I said this before? Most people are far more rational when thinking about animals than they are when thinking about human beings:
Prices for pet insurance can range from $12 to $50 a month, depending on the type and age of the pet and any pre-existing conditions. In almost all cases the pet owner pays up front, then files a claim for reimbursement.
Costs are higher to insure older, sicker pets, or for policies that cover preventive care, such as vaccines and veterinarian office visits.
Many pet owners prefer to save for unexpected vet expenses in an emergency fund instead of paying premiums for coverage they may not use. Dr. Murray suggested putting away a little each week until savings reach $2,000 to $3,000.
“That’s the minimum you’ll need if a serious situation arises and your pet needs lifesaving care,” she said.
Full article on pet health insurance.
People definitely think more rationally about animals than they think about human beings. No question about it.
John, you are being too subtle. What you mean to say is that if pets can have access to real insurance, why can’t their owners.
I fear that the increasing use of pet insurance will do to veterinary medicine what third-party payment did to medical care. Excessive interventions will be increasingly common; as will rising prices for veterinary care.
Think of it as health insurance going to the dogs.
Would we get discounts on our catatonics? Will my cat be feline better sooner with insurance? Do you really think pet insurance will purr-dure? I’m worried because I’ve run across some pretty purr-fidious insurance salesmen in my time.
Attilla: It’s a dog eat dog world out there.